Global Instant Payments with Fiat & Stablecoin Rails
A programmable payment platform combining multi-currency virtual accounts, global payins and payouts, MPC-secured wallets, and stablecoin settlement rails for faster cross-border payment execution.
The Problem
Cross-Border Payments Are Still Too Slow and Too Fragmented
Global payment operations remain constrained by slow settlement cycles, disconnected financial systems, and complex operational workflows. Traditional fiat infrastructure often lacks speed and flexibility, while digital asset rails alone do not fully solve real-world payment operations.
Slow Fiat Settlement
Cross-border bank-based payment flows can take days to settle, creating friction for merchants, treasury teams, and remittance businesses.
Stablecoins Alone Are Not Enough
Digital rails improve transaction speed, but businesses still require fiat accounts, payout workflows, reconciliation, and operational control.
Disconnected Infrastructure
Accounts, payouts, wallets, cards, and settlement systems often operate in separate silos, increasing cost, delay, and backend complexity.
The Solution
One Infrastructure Layer Connecting Fiat & Stablecoin Settlement
Our platform connects multi-currency virtual accounts, fiat payin and payout workflows, MPC-secured wallets, and stablecoin settlement rails into one programmable financial infrastructure layer.
Multi-Currency Virtual Accounts
Provision virtual accounts for collections, treasury routing, customer funding, and operational payment flows across supported currencies.
Global Payins & Payouts
Support inbound and outbound payment workflows with API-based orchestration, transaction visibility, and backend automation.
Stablecoin Settlement Rails
Use programmable digital settlement rails to support faster value transfer, operational transparency, and flexible payment architecture.
MPC Wallet Infrastructure
Secure wallet generation, signing workflows, address management, and transaction execution through multi-party computation.
Virtual Cards
Enable digital card issuance for spend management, operational payments, and embedded financial workflows.
Unified Developer APIs
Integrate accounts, payments, wallets, cards, balances, and transaction history through one API-oriented backend layer.
Instant Settlement Value
Faster Settlement Through Fiat & Stablecoin Interoperability
By combining fiat account infrastructure with stablecoin settlement rails, the platform is designed to reduce settlement friction, shorten payment cycles, and support near real-time global payment experiences.
Faster cross-border payment execution
Reduced dependency on slow legacy settlement cycles
Programmable treasury, routing, and payout workflows
Improved visibility across payment and settlement stages
Capabilities
Core Product Capabilities
Accounts
Create and manage multi-currency account infrastructure for collections, operational funding, and treasury workflows.
Collections
Receive inbound payments through virtual accounts and programmable routing logic.
Payouts
Initiate and track payout instructions with lifecycle visibility and backend controls.
Wallets
Manage MPC-secured wallets, blockchain addresses, and digital asset transaction execution.
Cards
Support virtual card issuance and card-based payment functionality within the same platform.
Transaction Intelligence
Access balances, transaction history, status updates, and operational records across fiat and digital workflows.
Architecture
Technology Architecture
Our architecture is designed to separate application logic, payment execution, and settlement security, enabling scalable global payment workflows with stronger operational control.
Application Layer
Payment Orchestration Layer
Settlement & Security Layer
Built for Scalable Financial Operations
The platform is designed to support high-volume financial workflows by separating user-facing operations, payment execution, and settlement responsibilities.
Innovation
Structural Innovation
Integration of fiat account infrastructure and stablecoin settlement rails
MPC-secured transaction authorization layer
Multi-layer architecture for speed, control, and scalability
Separation of execution and settlement responsibilities
API-first financial building blocks for programmable workflows
Interoperability between traditional payment operations and digital settlement networks
Use Cases
Use Cases
Fintech Platforms
Launch programmable account, payout, wallet, and treasury features with one backend integration layer.
Cross-Border Remittance
Support faster remittance workflows through fiat collections, stablecoin settlement, and payout orchestration.
Enterprise Treasury
Enable treasury routing, fund movement, and programmable settlement operations with better speed and visibility.
Merchant Collections
Use virtual accounts and API-driven workflows to streamline collections and reconciliation.
Wallet-Enabled Payment Products
Build customer-facing financial applications with balances, wallets, transaction history, and payment functionality.
Embedded Finance Infrastructure
Power financial functions inside third-party products through programmable APIs and backend orchestration.
Developer APIs
Developer APIs
Integrate account infrastructure, payment operations, wallet capabilities, and settlement workflows through a unified API layer.
Create Virtual Account
Provision collection accounts and route incoming payment flows.
Initiate Payin
Start and track incoming funding workflows across supported channels and currencies.
Send Payout
Execute payout instructions with transaction status tracking and backend control.
Create Wallet
Generate MPC-secured wallets and blockchain address infrastructure.
Trigger Stablecoin Settlement
Support programmable digital settlement workflows for faster global value transfer.
Get Balances
Retrieve account, wallet, and asset balances in real time.
Transaction History
Access full payment, wallet, and settlement records through unified APIs.
Issue Virtual Card
Create and manage virtual card products for approved users and business workflows.
Built for Operational Control
The platform is designed to support structured backend workflows including account creation, wallet mapping, transaction status tracking, reconciliation, API orchestration, and auditable operational processes for sensitive payment environments.
Current Platform Buildout
We are currently integrating multi-currency virtual accounts, payin and payout workflows, virtual card capabilities, and MPC-secured wallet infrastructure into a unified backend platform for global instant payment operations.
Building from the UK
We are building from the UK to develop next-generation financial infrastructure that connects fiat payment operations with programmable stablecoin settlement for faster global payment workflows. The UK provides a strong environment for fintech innovation, international partnerships, and scalable API-first financial infrastructure businesses.